Money Mind Shift

taught by Kristina | Cents + Order

Course description

FRUSTRATED WITH YOUR FINANCES?



YOU'RE TIRED OF FEELING RESTRICTED.

Big expenses always crop up and eat up all your savings.

You feel like you always have to stay home and miss events because you're trying to pay off debt.

After you pay bills and debt, there's no room in the budget for anything fun. Which makes the whole thing seem pointless.


YOU SHOULDN'T BE THIS BROKE.

You make a great salary and a work a side job, but you can't ever seem to get ahead.

On paper, you should have a good chunk of money left over at the end of the month. But in reality, there's never anything left.

Your take home income should be more than enough to pay debt, except it isn't.


YOU DON'T EVEN KNOW WHERE TO START.

You're not sure how to prioritize paying off debt versus building a savings account.

When your bills come in the mail, you avoid opening them as long as possible. You don't want to know what you spent last month.

You really need to turn things around. You make a decent living and have nothing to show for it.


IT SHOULDN'T BE THIS COMPLICATED.

You tried the cash envelope thing and it isn't for you. Too many categories and you're tired of carrying all that cash on you. And you were always forgetting to bring the appropriate cash envelope with you on your errands.

You tried a budgeting app, but it didn't work the way it was supposed to. The accounts wouldn’t sync up properly and your transactions were being miscategorized.


THE BIGGEST PROBLEM WITH YOUR FINANCES?

YOUR MINDSET.

Before you can fix your budget, pay off debt, or focus on savings, you need to work on adapting your mindset for financial success.

This course will help you:

✔ Uncover the purpose, values, and barriers in your financial decision-making.

✔ Develop a personal money mission statement to guide you in your financial life.

✔ Gain the confidence to make financial decisions that reflect your priorities.


There's no one size fits all approach to personal finance.

You choose what's important to you. You'll have the knowledge and confidence to make the best financial choices for your personal situation.

Want to pay off debt and build your savings at the same time? That's great!

Want to pay off your credit cards early but not your mortgage? That's okay too!


I know what it's like to feel like you're spinning your wheels and getting nowhere with your finances.

In the second half of 2015, my life was turned upside down.

The company I worked for was being bought out and I would lose my job within the next year. My husband left me. Suddenly, I was a single working mom to three kids. With a mortgage payment over my pay grade and a job loss on the horizon.

I had to re-evaluate everything. I had to make goals and plan based on a totally new set of priorities. I went through the same steps I'm going to teach you in this course to define what was truly important to me. When your priorities are crystal clear, you will find that reaching your financial goals is much easier!


IN THIS FREE COURSE, YOU WILL:

  • Discover what really matters to you
  • Define values that will guide you financially
  • Identify barriers to your success
  • Create your Money Mission Statement

The course includes 5 text lessons and a coordinating workbook.

Each lesson has an activity to complete in the workbook. Taking action on what you've just learned will help you fully understand and remember the lesson!


Kristina |  Cents + Order
Kristina | Cents + Order

Hi, I'm Kristina!

I'm a total numbers geek! I worked in the banking industry for over 15 years and I have a bachelor’s degree in finance.

During my time in banking, I watched far too many people struggle with their finances. They worked hard, but could never get ahead financially.

While you may think that you don’t have the money to pursue your dreams, you can in time. With the right money skills, you can reach your dreams too!

My goal is to empower you with the tools and education to make the smartest use of your money.